Gregg Stokes of Reno had been paying more than $1800 dollars a month for health coverage for his wife and two kids – more than his mortgage payments.
So Stokes was looking for a better deal this open enrollment period.
“I wasn’t looking for bronze, or gold I was looking in that sweet spot, a silver plan…that met my family’s needs and my budget,” says Stokes.
Stokes had problems enrolling through the Nevada Health Link website, so an insurance broker helped him.
“My rates went down. I got a better plan, for $400 plus dollars a month less,” he says.
But monthly premiums are only one part of health care costs.
The non-profit Consumers Union says a lot of times, plans with lower premiums have higher out of pocket costs.
Julie Silas of Consumers Union says shoppers should consider how they use health care.
She says they should look at associated costs like deductibles, doctor co-pays and x-rays.
“The idea of the bronze plan is that it’s going to cost less per month but how much you have to pay in services is going to be higher. And the higher premiums you pay like in a platinum plan, the less the services will cost. So that’s a trade off,” says Siris.
Gregg Stokes’s family deductible changed in his new plan, but he says he still comes out ahead.
Study finds people with sleep apnea can experience changes in their blood pressure in as little as six hours after falling asleep.
Covered California, the state's health insurance exchange, is open for enrollment until January 31.
(AP) - California is regaining responsibility for providing medical care at an eighth state prison after 10 years of oversight.
The Centers for Disease Control and Prevention will fund a year-long study at UC Davis for researchers to test out ways to reduce unnecessary antibiotic prescriptions and preserve the effectiveness of the medication.
Most people who have used an aid in dying drug in other states have been white and highly educated. Will California follow the same trend even with the state’s diverse demographics?