Gregg Stokes of Reno had been paying more than $1800 dollars a month for health coverage for his wife and two kids – more than his mortgage payments.
So Stokes was looking for a better deal this open enrollment period.
“I wasn’t looking for bronze, or gold I was looking in that sweet spot, a silver plan…that met my family’s needs and my budget,” says Stokes.
Stokes had problems enrolling through the Nevada Health Link website, so an insurance broker helped him.
“My rates went down. I got a better plan, for $400 plus dollars a month less,” he says.
But monthly premiums are only one part of health care costs.
The non-profit Consumers Union says a lot of times, plans with lower premiums have higher out of pocket costs.
Julie Silas of Consumers Union says shoppers should consider how they use health care.
She says they should look at associated costs like deductibles, doctor co-pays and x-rays.
“The idea of the bronze plan is that it’s going to cost less per month but how much you have to pay in services is going to be higher. And the higher premiums you pay like in a platinum plan, the less the services will cost. So that’s a trade off,” says Siris.
Gregg Stokes’s family deductible changed in his new plan, but he says he still comes out ahead.
Vermont Sen. Bernie Sanders blasted the current GOP health care proposal during a rally in San Francisco on Friday, saying it would cause millions of Californians to lose their health care coverage.
A bill to regulate dialysis clinics has stalled in the California Legislature following strong opposition from the medical industry.
From single payer to universal coverage, California looks for a way to cover the uninsured.
A recently-introduced bill would ban one of the nation’s most widely-used pesticides, chlorpyrifos. The Obama Administration moved to ban it in 2015, over health concerns, but this year the Trump Administration reversed that decision.
Californians enrolled in Covered California will see premiums rise by an average of 12.5 percent next year. And Anthem Blue Cross of California is withdrawing from most regions of the state.