Gregg Stokes of Reno had been paying more than $1800 dollars a month for health coverage for his wife and two kids – more than his mortgage payments.
So Stokes was looking for a better deal this open enrollment period.
“I wasn’t looking for bronze, or gold I was looking in that sweet spot, a silver plan…that met my family’s needs and my budget,” says Stokes.
Stokes had problems enrolling through the Nevada Health Link website, so an insurance broker helped him.
“My rates went down. I got a better plan, for $400 plus dollars a month less,” he says.
But monthly premiums are only one part of health care costs.
The non-profit Consumers Union says a lot of times, plans with lower premiums have higher out of pocket costs.
Julie Silas of Consumers Union says shoppers should consider how they use health care.
She says they should look at associated costs like deductibles, doctor co-pays and x-rays.
“The idea of the bronze plan is that it’s going to cost less per month but how much you have to pay in services is going to be higher. And the higher premiums you pay like in a platinum plan, the less the services will cost. So that’s a trade off,” says Siris.
Gregg Stokes’s family deductible changed in his new plan, but he says he still comes out ahead.
By the beginning of next year, the Washoe County School District will provide low-income families with health care for the first time.
Fast food workers in Sacramento and dozens of other American cities are expected to walk off the job Thursday in support of higher pay and a right to unionize.
A bill that would require health insurers in California to provide free coverage of all FDA-approved birth control methods has passed the Assembly on a party-line vote.
Californians with Covered California plans will see variations in their premiums next year. Officials urge people to shop around for plans.
California prison officials have reached a tentative deal in a lawsuit regarding the use of force against mentally ill inmates.