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New Flood Map Makes Flood Insurance Optional For 3,500 homes, businesses

Bob Moffitt / Capital Public Radio

Willie Caston and Sammie Batton look at new FEMA flood map to see where there homes are relative to areas still considered in high-risk flood zones.

Bob Moffitt / Capital Public Radio

Sammie Batton lives near Franklin Blvd and Cosumnes River Blvd. He's been paying flood insurance since 1998.

"They called and told me I was in a flood zone and I would have to pay flood insurance," he says. "That was 12 years after I had been living there. I wasn't too happy about it, naturally."

The Federal Emergency Management Agency says almost everyone who lives between Franklin Boulevard and Morrison Creek and north of Strawberry Creek now has 100-year flood protection.

The flood insurance costs about $1,000 dollars per year and will no longer be required as of May 12. People may buy a Preferred Risk Policy that provides the same insurance for about $420.

Marshall Marik with the U.S. Army Corps of Engineers says unusual obstacles extended the construction of one of the projects to two years.

"The engineering involved in working around a gas transmission pipeline," he says "and also the interface required to get real estate rights on Union Pacific Railroad property caused that to be the last piece that needed to be constructed to make this a complete project.

The Army Corps built a 3300-foot flood wall on Morrison Creek.  The Sacramento Area Flood Control Agency lined about a mile-and-a-half of Unionhouse Creek with concrete. 

The Engineers are now working on a new project designed to protect more than 500 homes and businesses east of Franklin Blvd. 
0122 bm new flood map
The map above shows -in blue- the areas east of Franklin Blvd. that will still be listed as high-risk flood zones as of May 12, 2014.  The map below was the previous version.
0122 bm old flood map

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