Glenn Pomeroy is CEO of the California Earthquake Authority, the state agency that offers earthquake insurance. He says quake damage is not covered in a basic homeowner’s policy.
Pomeroy: “Just because they insure their home for fire and everything else from their insurance company, no one should think that that policy is going to protect them from earthquake, cause it specifically does not.”
The only way to get that coverage is through a separate policy – but, Pomeroy acknowledges, that doesn’t come cheap. The policies are expensive, and they have high deductibles. Now, if you can’t afford earthquake insurance, Jay Alan with the California Emergency Management Agency says you can still make your home earthquake-proof with a few simple steps:
Alan: “Strapping in the water heater and the bookshelves and the televisions, and not putting large paintings or objects above the front of your bed that may fall on you in the middle of the night.”
Alan also recommends having enough food, water and medical supplies to last three days.