Gregg Stokes of Reno had been paying more than $1800 dollars a month for health coverage for his wife and two kids – more than his mortgage payments.
So Stokes was looking for a better deal this open enrollment period.
“I wasn’t looking for bronze, or gold I was looking in that sweet spot, a silver plan…that met my family’s needs and my budget,” says Stokes.
Stokes had problems enrolling through the Nevada Health Link website, so an insurance broker helped him.
“My rates went down. I got a better plan, for $400 plus dollars a month less,” he says.
But monthly premiums are only one part of health care costs.
The non-profit Consumers Union says a lot of times, plans with lower premiums have higher out of pocket costs.
Julie Silas of Consumers Union says shoppers should consider how they use health care.
She says they should look at associated costs like deductibles, doctor co-pays and x-rays.
“The idea of the bronze plan is that it’s going to cost less per month but how much you have to pay in services is going to be higher. And the higher premiums you pay like in a platinum plan, the less the services will cost. So that’s a trade off,” says Siris.
Gregg Stokes’s family deductible changed in his new plan, but he says he still comes out ahead.
Covered California says this year’s early health insurance enrollment is looking more promising than last year’s.
Covered California staff members are on a statewide bus tour visiting 21 cities in order to raise awareness about the start of open enrollment this Saturday.
California is gearing up for a fight over physician-assisted suicide now that a Bay Area woman has ended her own life.
State officials have chosen University of California health care systems as go-to facilities to treat California-based patients diagnosed with the Ebola virus.
Sacramento County says it has begun monitoring people in the area who have recently arrived from three West African countries affected by Ebola. Officials say very few people belong in that category.