Gregg Stokes of Reno had been paying more than $1800 dollars a month for health coverage for his wife and two kids – more than his mortgage payments.
So Stokes was looking for a better deal this open enrollment period.
“I wasn’t looking for bronze, or gold I was looking in that sweet spot, a silver plan…that met my family’s needs and my budget,” says Stokes.
Stokes had problems enrolling through the Nevada Health Link website, so an insurance broker helped him.
“My rates went down. I got a better plan, for $400 plus dollars a month less,” he says.
But monthly premiums are only one part of health care costs.
The non-profit Consumers Union says a lot of times, plans with lower premiums have higher out of pocket costs.
Julie Silas of Consumers Union says shoppers should consider how they use health care.
She says they should look at associated costs like deductibles, doctor co-pays and x-rays.
“The idea of the bronze plan is that it’s going to cost less per month but how much you have to pay in services is going to be higher. And the higher premiums you pay like in a platinum plan, the less the services will cost. So that’s a trade off,” says Siris.
Gregg Stokes’s family deductible changed in his new plan, but he says he still comes out ahead.
Pro-choice lawmakers are backing a bill in the California Assembly that seeks to ensure pregnant women know they have access to abortions.
The California health exchange has set monthly limits on prices consumers will pay for specialty prescription drugs.
The State of California has dropped an appeal in an ongoing court case regarding the state’s treatment of mentally ill prison inmates.
It can be hard enough to understand everything doctors tell you, even when they speak your language. For limited or non-English speakers, language can be a barrier to good care.
A bill that would limit California power to recover assets from the estates of deceased people will have a hearing at the Capitol this Monday. A similar bill was vetoed by Governor Jerry Brown last year.